Namaste doston! Kaise hain aap sab? Aaj 21 February ki sham ek aisi khabar lekar aayi hai jo seedha aapki jeb (pocket) se judi hai.
Doston, hum sab jaante hain ki AI jitna hamari madad kar raha hai, utna hi scammers bhi iska galat faida utha rahe hain. Kal hi maine aapko bataya tha ki kaise Bhashini AI gaon-gaon tak pahunch raha hai, lekin jahan technology aati hai, wahan suraksha (security) bhi zaroori ho jati hai. Isi ko dekhte hue RBI ne aaj kuch bade elaan kiye hain.
1. UPI "Deepcheck" Feature: Ab Fraud Transaction Nahi Hoga
RBI ne sabhi banks aur UPI apps (jaise PhonePe, GPay) ko ek naya AI-based "Deepcheck" system implement karne ka order diya hai.
Kaise Kaam Karega? Jab bhi aap kisi naye ya suspicious QR code ko scan karenge, AI turant uske purane records check karega. Agar wo account kisi scam se juda hai, toh aapka phone red signal dega aur transaction block kar dega.
Real-time Alert: Ab "Transaction Successful" se pehle "Safety Verified" ka tick aayega.
2. AI Voice Se Hone Wale Fraud Par Lagam
Jaise ki maine apni pichli post mein AI Voice Scams ke baare mein warn kiya tha, ab sarkar ne telecom companies ko sakht nirdesh diye hain.
Ab koi bhi "International" call jo Indian number dikha kar aati hai (Spoofing), use AI filters ke zariye network level par hi block kar diya jayega.
3. Online Shopping: Naya "Price Guard" AI
Kya aapne notice kiya hai ki sale ke waqt prices achanak badh jaate hain? RBI aur Consumer Affairs ne milkar ek naya rule nikala hai.
Ab e-commerce sites ko har product ke sath ek Price History Graph dikhana hoga jo AI manage karega. Isse koi bhi site aapse jhoot nahi bol payegi ki ye "70% Off" hai agar unhone kal hi price badhaya ho.
4. AppGyaan Advice: Digital Suraksha Ke 3 Mantar
Bhaiyo, kanoon toh bante rahenge, lekin asli suraksha aapke hath mein hai:
Screen Sharing Apps Se Bachein: Kabhi bhi kisi anjaan ke kehne par "AnyDesk" ya "TeamViewer" jaise apps download na karein.
OTP Is Secret: Chahe saamne wala khud ko RBI ka Governor hi kyun na bataye, OTP kabhi share na karein.
Update Your Apps: Aaj hi apne saare banking aur payment apps ko update karein kyunki naye AI security patches aaj se roll-out ho rahe hain.
Final Verdict: Tech Bhi, Safety Bhi
2026 mein Bharat sirf technology mein aage nahi badh raha, balki apne citizens ko surakshit rakhne mein bhi naye benchmark set kar raha hai. AI hamara dost hai, jab tak hum hoshiyar hain.
AppGyaan Sawal: Kya aapke sath kabhi koi online fraud karne ki koshish hui hai? Ya aapne kisi scammer ko ulta paagal banaya hai? 😂 Niche comment mein apni story zaroor share karein, isse doosre log bhi seekhenge!
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